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Storms after a drought lead to property claims.

Storm systems are bringing rain to the Northeast after long periods without measurable precipitation. The map below from the U.S. Drought Monitor show that Pennsylvania, New Jersey, Delaware and Maryland are experiencing severe to extreme drought conditions

The storms are bringing much needed rain, but can lead to other problems for homeowners. After a long drought the soil shrinks around the foundation. This can cause cracks, uneven settling and structural issues. Other potential problems are possible damage to exterior walls, driveways, sidewalks. A lack of moisture also can damage pipes as the ground shifts due to a lack of moisture.

Trees can be more susceptible to valling or breaking branches due to the lack of water. This can potentially damage roofs or other structures on the property.

The dry conditions can also compromise a roof. A storm after a period of drought can cause leaks and other damage to the roof.

Key points about drought related home damage

• Foundation cracks – Gaps are created when soil pulls away from the foundation, causing cracks.
• Falling trees or branches – A lack of water can compromise the health of a tree
• Uneven floors – Receding soil can cause the foundation to settle unevenly, resulting in sloping floors.
• Cracked exterior walls – Brick, stucco, or siding can crack from a shifting foundation
• Damaged pipes – Leaks and breaks are caused by pressure from the shifting soil
• Cracked driveways and patios – These concrete surfaces also can me damaged by foundation issues.

What to do?

• Assess tree damage – consider contacting an aborist to address any potential hazards
• Regularly check for cracks in the foundation, walls, or floors.
• Consult professionals – if you suspect a structural engineer or foundation specialist

Sources

• U.S. Drought Monitor
• Pennsylvania Insurance Department
• Germania Insurance
• ClimateCheck