Curley Adjustment Is Ready for the Arctic Blast

As meteorologists warn that an intense Arctic blast is set to sweep across the Mid‑Atlantic, homeowners and businesses are bracing for the kind of deep freeze that can turn a minor issue into a major claim overnight. At Curley Adjustment Bureau, preparation isn’t a scramble — it’s a year‑round discipline. When extreme weather hits, our team is already in motion.

Proactive Readiness, Not Reactive Response

Cold snaps bring a predictable surge in property claims: frozen pipes, ice damming, roof collapses, sprinkler system failures, and widespread water damage. Because these events unfold quickly, the difference between a smooth claims experience and a chaotic one often comes down to how prepared your adjusting partner is before the first temperature drop.

Curley Adjustment Bureau has spent the past several weeks reviewing staffing, tightening communication workflows, and coordinating with carriers to ensure we’re aligned on expectations and ready for volume. Our adjusters covering the DC and Baltimore regions — areas expected to feel the brunt of the cold — are already positioned for rapid deployment.

Experienced Adjusters, Local Knowledge

With more than two decades of property claims experience across the Mid‑Atlantic, our team understands the unique vulnerabilities of the region’s housing stock and commercial infrastructure. From historic rowhomes to modern office parks, we’ve seen how extreme cold affects different building systems — and we know how to document, evaluate, and move claims forward efficiently.

Our adjusters are fully equipped with:

  • Xactimate proficiency for fast, accurate estimating
  • Cold‑weather field gear to safely inspect properties even in harsh conditions
  • Streamlined reporting tools to keep carriers updated in real time
  • A deep bench of adjusters ready to scale as claim volume increases

Rapid Response Is Our Standard

When temperatures plunge, delays can worsen damage. That’s why we prioritize:

  • Same‑day contact with insureds
  • Timely on‑site inspections when conditions allow
  • Clear, empathetic communication during stressful events
  • Accurate, defensible estimates that help move claims toward resolution

Our goal is simple: minimize disruption for policyholders while delivering the high‑quality adjusting work our carrier partners rely on.

Supporting Carriers Through the Storm

Extreme weather events test the resilience of the entire claims ecosystem. Curley Adjustment Bureau is committed to being the steady, reliable partner carriers need during high‑volume periods. Whether it’s a single loss or a surge of claims across multiple counties, we’re prepared to step in with professionalism, speed, and clarity.

The Arctic Blast Is Coming — We’re Ready

As the region prepares for dangerous cold, Curley Adjustment Bureau stands ready to support our partners and the communities we serve. Weather may be unpredictable, but our commitment to excellence never wavers.

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A disrupted polar vortex could bring a colder, snowier December 2025

❄️ Here’s what to expect—and how to prep:

December 2025 is shaping up to be colder and snowier than usual thanks to a rare disruption in the polar vortex. Scientists are watching for colder than normal conditions to develop in the mid-latitudes over the next month or so. Once the polar vortex is disrupted, it can take a month or more to recover, said Andrea Lopez Lang, a meteorologist at the University of Wisconsin-Madison.  “We can see more active and shifted storm tracks and increases in cold air outbreaks in regions across the Northern Hemisphere,” she said.

What It Means for Us

  • Colder temperatures: Expect below-average temperatures across much of the U.S., especially in the Midwest, Northeast, and parts of the South.
  • Snowier conditions: With Arctic air mixing into storm systems, snow chances rise earlier than usual, potentially leading to travel headaches during the holiday season.
  • Longer-lasting winter: Instead of a quick cold snap, this pattern could lock in chilly weather well into January.

A practical winter prep guide so you can stay safe, warm, and ready:

🏠 Home Prep


🚗 Car Prep


👤 Personal Prep

  • Layer clothing: Base layer for warmth, middle layer for insulation, outer layer for wind/water protection.
  • Stay hydrated: Cold weather dehydrates too, so drink water regularly.
  • Plan ahead: Check forecasts before traveling and allow extra time for delays.

🛒 Supplies to Have Ready